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Long-Term Disability
Did you know that there is a real possibility that you could lose your income due to an illness or injury? In fact:
♦ Odds are 3 to 1 that you will suffer a disability before you retire.
♦ One year of disability could wipe out 10 years of savings.
♦ A 35 year old has a 50% chance of being disabled for 90 days or more before the age of 65
♦ 46% of mortgage foreclosures are due to disability. Only 2% are caused by death.
If an illness or injury ended your ability to work would you be able to financially cope? Doesn’t income replacement make sense? At a time when you are suffering from an illness or injury you should be able to focus on your health not worrying about finances.
Plan Features:
⇒ Great Low Rates
⇒ Total Disability Coverage
⇒ Presumptive Disability
⇒ Flexible Coverage to age 65 or 71
⇒ Flexible Waiting Periods
⇒ Accumulation of Elimination Period Days
⇒ Cost of Living Adjustments
⇒ Built in Waiver of Premium Benefit
⇒ Optional Enhancement to your protection (i.e. return of premium rider, own occupation)
⇒ Amounts of Protection Available
For more information on Critical Illness or to request a proposal, call Wilson Insurance at 506-458-8505 or e-mail us at wilson@wilson.nb.ca. Our Benefits Team will be happy to help.